HSBC Life (UK) Limited is part of the HSBC Group, one of the world’s largest banking and financial services organisations.

HSBC Group serves more than 40 million customers worldwide through a network that covers 62 countries and territories in its geographical regions: Europe, Asia, North America, Latin America, and Middle East and North Africa.

HSBC Life (UK) Limited is a subsidiary of HSBC Bank plc and was founded in the UK in 1988.

HSBC Life (UK) Limited offers insurance services to meet protection and investment management needs. Its services and solutions are available through HSBC banking channels and selected third parties, including financial advisers and aggregators.

L&C Mortgages is the UK’s leading fee-free mortgage broker, providing award-winning mortgage and protection advice from offices in Bath, Newcastle upon Tyne and London.

Over two million people have already come to L&C, online and over the phone, for expert mortgage advice backed up with help and support throughout the mortgage process.

It continues to expand its capacity to meet the growing demand from homebuyers and homeowners keen to get the best value for their mortgage.

One Mortgage System (OMS) is more than just a sourcing system. With features that allow you to source, check and submit mortgage applications, saving brokers time is OMS's key goal.

Other features include an audit trail, pre-population, DIPs, full two-way lender integration with several lenders and more.

The system allows document uploads, sourcing, KFIs, evidence of research, email and SMS updates, pre-underwriting, AVMs, credit searches and so much more to help save brokers hours of administration time.

The system has been developed by working alongside mortgage advisers and observing how they operate. This has resulted in a multi-award-winning system that has amassed over 4,000 users who in the last 12 months have submitted over 46,000 applications.

OSB Group’s proposition is delivered by its three specialist lending brands – Precise, Kent Reliance for Intermediaries and InterBay.

Precise is dedicated to helping customers with less-than-perfect credit histories or who are underserved by mainstream lenders.

Kent Reliance for Intermediaries provides handcrafted solutions to those whose complex cases may not fit high street criteria.

InterBay is an expert in delivering bespoke solutions to help brokers meet their clients’ borrowing needs.

The Group’s offering is backed up by a secure and solid retail savings model, provided by Charter Savings Bank and Kent Reliance.

Pepper Money is a broad specialist lender. It exists to help people succeed. Championing individuality and looking for opportunities to say yes, rather than reasons to say no.

The lender understands that brokers have a range of different needs, because their customers do, too. These customers may want to take the next step in their homeowning journey. Brokers want to help them, in the most efficient and profitable ways.

Pepper Money is here to help both parties fulfil their ambitions. By offering simple, inclusive products. By having a human approach to decision-making. By being easy to work with. And by providing specialist expertise that can be relied on.

After all, when you keep an open mind and listen to people, everyone succeeds.

The Phoebus solution is an award-winning solution offering servicing and origination capabilities for multiple lending and savings products in the retail and commercial sectors. The multi-currency solution is used in the UK and Ireland and its clients include building societies, banks, specialist lenders and third-party administrators.

Headquartered in Solihull, West Midlands, the Phoebus company employs over 150 staff and is committed to delivery excellence and client satisfaction not only during the initial delivery, but throughout the client lifecycle.

Today it has over £100 billion of assets under management running on the Phoebus servicing solution for over 100 lender portfolios.

Skipton Building Society takes a common-sense approach to lending.

Like using the latest technology to help straightforward cases fly through its system.

Or giving you access to its underwriting team when you need to discuss something a little more complex.

Or having a network of dedicated local BDMs and TBDMs to bounce questions and ideas off.

And a whole host of other ways to help you do your job more effectively.

Nothing complicated – what the lender does just makes sense.

Skipton does its job with a view to helping you enjoy doing yours.

Uinsure’s long-term goal is to see insurance offered alongside every mortgage application and its industry-leading technology has completely removed the complexities from GI to allow this to happen.

It puts its partners and their clients at the heart of everything it does, meaning buying insurance has never been easier and the support Uinsure offers has never been more thorough.